Legal
Terms & No-Refund Policy
Draft — [OWNER TO REVIEW BEFORE PUBLISHING]
Last updated: 9/29/2026
Acceptance of terms
By using this website or submitting any form, you agree to these terms. This is a draft and should be reviewed by the owner before publishing.
No guarantees
Royals Rapids provides services, education, and opportunity information in good faith. We do not guarantee specific outcomes, including but not limited to: tax refund amounts or product approvals; credit deletions or score increases; insurance eligibility, pricing, or approval; employment, licensing, certification, or income from Institute courses. Results and timing vary based on individual circumstances.
No-refund policy
All payments for services, courses, and related offerings are final.Royals Rapids does not issue refunds for services rendered, courses accessed, or deposits paid. If you believe a charge was made in error, contact royalsrapids@qualityservice.com within 7 days of the charge. This no-refund policy applies unless otherwise required by applicable law.
Service availability
Not all services are available in all areas. Insurance product availability varies by state. Service area, travel availability, and fees are set by the owner and may change. Institute course availability, dates, and pricing are subject to change.
Information you submit
You are responsible for the accuracy of the information you submit. Do not submit sensitive records (Social Security numbers, full credit reports, tax documents, payment card details) through general inquiry forms. Submitting an inquiry or application does not create a service, employment, or enrollment relationship.
Communications consent
We send SMS and email follow-up only to those who separately consent. Consent boxes are never pre-checked. You may opt out at any time.
Limitation of liability
To the fullest extent permitted by law, Royals Rapids is not liable for indirect, incidental, or consequential damages arising from your use of this website or our services.
Changes
We may update these terms at any time. Continued use after changes constitutes acceptance of the updated terms.
Contact
Questions? Contact Royals Rapids at royalsrapids@qualityservice.com or 985-250-0388.
[OWNER TO PROVIDE] — Review this draft with legal counsel, confirm refund policy alignment with applicable law and payment processor rules before publishing.